WELCOME TO THE REAL WORLD
The Welcome to the Real World! ( WTTRW! ) program consists of two parts: financial education and real world expenditure decision – making opportunities. WTTRW! is an active, hands on activity that includes career and money management fact sheets, and gives young people the opportunity to explore careers and make lifestyle and spending choices similar to those faced by adults.
HIGH SCHOOL FINANCIAL PLANNING PROGRAM
The National Endowment for Financial Education® High School Financial Planning Program (NEFE® HSFPP®) is one curriculum approved for personal financial literacy education in Texas. Through its partnership with NEFE, Texas A&M AgriLife Extension Service educators, in cooperation with the Cornerstone Credit Union Foundation, have promoted the curriculum enrichment program since the early 1990s through direct teaching and teacher in-service trainings.
Money Smart is a financial management program developed by the Federal Deposit Insurance Corporation ( FDIC). While targeted at adults outside the financial mainstream, this curriculum can be used with adults who have low financial knowledge and skills. The curriculum helps individuals build financial knowledge, develop financial confidence, and use banking services effectively.
Through a partnership and contract with the U.S. Department of Labor – Women’s Bureau, Texas A&M AgriLife Extension Service developed Wi$eUp, an eight-module financial education curriculum offered online and in workshop or classroom settings. Wi$eUp targets Generation X and Y women, with an emphasis on 22-35 year-olds. Program topics include savings, investing, financial planning, insurance and risk management, credit and debt management, retirement planning, and other relevant topics.